FOR IMMEDIATE RELEASE - September 11th, 2007
Select Benefits provides essential health coverage for those generally not eligible for benefits. This includes hourly, part-time, and temporary workers, as well as those who report full-time.
Description
Group limited benefit medical insurance designed for full-time, part-time, hourly, temporary and seasonal workers.
Benefits Provided
Allows companies who generally cannot afford health insurance to bring cost-effective, flexible coverage to all eligible employees and eligible dependents. The policy has no preexisting condition limitations, no required networks, and no restrictions with other health insurance policies and offers universal rates. Plans can be customized to fit the specific budget and coverage goals of any business.
Employee Eligibility
Full-time, part-time, temporary and seasonal workers reporting on a monthly or hourly basis. Group size requirements vary by state.
Underwriting
No medical underwriting at enrollment. Proof of good health is required only for late entrants on life and disability income benefits.
Available Benefits
- Preventive care
- Doctor’s office visits
- Major diagnostic testing
- Prescription drugs
- Hospital stays
- Accident coverage
- Employee disability income insurance
- Employee accidental death and dismemberment
- Survivor benefits
- Diagnostic X-ray and lab tests
- Outpatient surgical facilities
- Surgeries
- Emergency room visits
- Dental
- Vision
- Employee life insurance
- Dependent coverage
Premium Options
- Hourly – Premium varies on the number of hours worked each month
- Monthly – Provides the same level of benefits at a fixed monthly premium
- Composite – Included all eligible dependents for on premium
- Tiered – Separates premium for individuals and families
Premium Payer
- Standard Plan – Employer contributes a minimum percentage of premium
- Core Plan – Employer pays the entire core premium
- Buy-Ups – Employees purchase additional or enhanced benefits
Preexisting Condition Limitations
None
Network Access
Arizona Foundation PPO access is included as part of the premium amount. Seeing a PPO provider allows insured members to receive deep discounts off billed charges.
Administration
Included as no additional employer cost. Provided by Select Benefit Administrators of America (SBAA).
Extension of Benefits
Included at no additional cost. SBAA handles all administration. Dependent Coverage
Coverage can include an employee’s spouse, domestic partner (as defined by state or federal law) and children ages 14 days to 19 years (or 23 if full-time students). Dependents are not eligible for disability income insurance and subject to state eligibility requirements.
Sales Tools
The Symetra Select Benefits Web site, http://www.symetra.com/selectbenefits, has everything you need to prospect, sell, and enroll Select Benefits. There you will find state approvals, proposal questionnaires, pricing and marketing tools, training presentations, and more!
Select Benefits is a flexible, easy to use, and doesn't minimize coverage with pre-requisites or benefit requirements. There are no pre-exisiting condition limitations and no deductibles. Give us a call today to find out how you can add Select Benefits to your employee benefits package! Contact: Arizona Benefit Plans, Inc. at 602-249-2030 or 800-224-3333 or via e-mail at azben@azben.com.
If you have further questions, contact your AFMC Senior Sales Consultants, Judi Hayer at 602-417-2813 or Larry Dennis at 602-417-2301.
To unsubscribe, please send an e-mail to marketing@azfmc.com with UNSUBSCRIBE in the subject line.
Arizona Foundation for Medical Care * 326 E. Coronado Rd. * Phoenix, AZ * 85004 * http://www.azfmc.com
Select Benefits is not a substitute for major medical or other comprehensive coverage. Benefits are pais based on a preselected fixed dollar amount per covered event. Select Benefits is insured by Symetra Life Insurance Company, 777 108th Ave. NE, Bellevue, WA 98004. SymetraSM and the Symetra Financial logo are service marks of Symetra Life Insurance Company.
About Arizona Foundation for Medical Care - Arizona Foundation for Medical Care (AFMC) is the largest, Arizona-based, independent healthcare network committed to providing best practices to our customers by focusing on affordable, high-quality, comprehensive care and outstanding customer service. For over 35 years, AFMC has enhanced patient's overall quality of life by offering a full array of medical management programs which include case and disease management, as well as proactive efforts, which include a Web health portal and wellness program in addition to the 24-hour nurse care line. For additional information, call 1-800-624-4277 or visit http://www.azfmc.com/.
