With rising uncertainty in our economy, ever growing cost increases, and unemployment skyrocketing, consumers are looking for sound healthcare choices with rate guarantees that can be counted on. In response, Imerica has created a new portfolio of major medical plans for individuals, self-employed, unemployed, and small group employers.
Features of the portfolio include:
- A look and feel like a group plan but with the focus on the individual.
- Small co-pays and easy to outline benefits and quoting software.
- 12 and 24 month rate guarantees.
- Increased benefits and reduced premiums (in many cases).
- Better tax benefits with popular HSA’s for the self-employed.
- Savings of hundreds of dollars monthly for individuals on COBRA and eligible in terms of health.
- Offering employees of small group employers - through list bill - beneficial services in finding first rate, competitively priced, insurance.
Imerica’s philosophy “Insurance as it used to be” puts the focus on the individual with a client chosen deductible and no first claims underwriting. Guaranteed rates, no pharmacy cap, and unlimited air ambulance are additional benefits to the consumer, as well as the producer.
Who is Imerica’s chosen Network in Arizona? Arizona Foundation for Medicare Care’s (AFMC) PPO Network, which includes all providers, hospitals, and ancillary services that are contracted with AFMC. The PPO network is a perfect fit for the individual or small, medium or large employer groups that desire the broadest coverage without restrictions.
To help your clients control their ever-increasing healthcare costs, AFMC has negotiated robust discounts that are then passed down to the individual each time they utilize an AFMC contracted provider in the PPO network. Not only will individuals and employer groups experience substantial savings on their medical expenses, they will also have peace of mind knowing the providers and hospitals they want are available to them whenever, and wherever, they need them.
To learn more about AFMC's robust network and other cost saving strategies, contact AFMC Senior Sales Consultants Larry Dennis, RHU, at ldennis@azfmc.com or 602-417-2301; Judi Hayer at jhayer@azfmc.com or 602-417-2813; or visit our Web site at www.azfmc.com
Imerica has partnered with Paragon Alliance as their Arizona Master General Agent for producer support and training. To receive more information about Imerica’s PPO and HSA plans and rate guarantees, contact Teresa Kennedy or Bev Ruiz-Moss at 1-866-598-4296. Email: tkennedy@paragonalliance.com
