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United Security Life & Health Insurance Company Announces
NEW Premier Agent Program
Becoming a Premier Agent with United Security Life and Health is easy! Here’s how:
• First place 3 Major Medical policies with USLH and you are on your way.
• Then start earning $100 for each of your next three (4, 5 & 6) Major Medical policies issued.
• Congratulations – You are now a member of our Premier Agent Program and have earned Tier Two Agent Status!
Your income potential is endless!
Program Details...
In addition to commission and bonuses, there are other benefits to being a Premier Agent, which include: lead reimbursement programs, co-op dollars towards advertising initiatives, 30% discount on printing, Business Retention programs and so much more!
For full program details and to get started, call United SecurityLife and Health at 1-800-770-7239 or visit www.uslandh.com |
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The Advisor January 2012
The Advisor Fall 2011
The Advisor Summer 2011
The Advisor Spring 2011
The Advisor Winter 2011
Looking for a Health Insurance Plan for Clients that have a Pre-existing Medical Condition?
There is a health insurance plan for these individuals - Pre-Existing Condition Insurance Plan or PCIP
About the PCIP
The PCIP was created as part of the Affordable Care Act and serves as a bridge to 2014 when insurers will no longer be allowed to deny coverage to people with any pre-existing condition, like cancer, diabetes and asthma.
The PCIP provides a health coverage option if an individual has been without health coverage for at least six months; has a pre-existing condition or denied health coverage because of a health condition; and is a U.S. citizen or resides here legally.
The Program: - Covers a broad range of health benefits, including primary and specialty care, hospital care, and prescription drugs. All covered benefits are available, even to treat a pre-existing condition.
- Doesn't charge a higher premium just because of a medical condition.
- Doesn't base eligibility on income.
Costs and Incentives for Licensed Agents and Brokers
As of July 1, 2011, some PCIP enrollees in the federally-administered plan will see a reduction in their monthly premium depending on the state they live. PCIP applicants will continue to have a choice of three plan options – the Standard Plan, the Extended Plan, and the HSA Plan and there will be no other changes to benefits. Current enrollees will not have the opportunity to switch plans at this time. To see the premium rates effective July 1, 2011, go to the State Plans.
To further enhance the program, beginning this fall, HHS will begin paying licensed agents and brokers a flat fee of $100 per enrolled applicant by October 1, 2011.
HHS is also working with insurers to notify people about the PCIP option in their State when their application for health insurance is denied.
Accessing AFMC's Network of Providers
A long-term business partner of AFMC's - Government Employees Health Association (GEHA) - is administering the PCIP program in over 20 states, including Arizona. GEHA's Network of Choice in AZ? Arizona Foundation for Medical Care. Not only will you have a solution for potential clients who may currently be un-insured, you'll also have peace of mind knowing that they have access to the largest provider network in Arizona.
To learn more about healthcare options in all states, visit www.healthcare.gov.
To learn more about PCIP adminstered by GEHA, visit www.pciplan.com or call 800-220-7898.
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