Principal Life is very excited to announce the expansion of its relationship with the Arizona Foundation for Medical Care (AFMC)!

This expansion includes the option to offer a full suite of fully insured products in addition to the self-funded plans offered in the past. Through AFMC, Principal now offers groups of five or more employees a broad selection of plan options including HRA plan designs, qualified high deductible health plans, and HSA products. Our new PPO benefit designs include three product offerings - Classic Value, Classic and Classic Plus PPO. These three families offer a wide choice of benefits with varying price points!

Additional options are available for groups with 51+ employees. We offer an expanded variety of comprehensive and PPO benefit options for the large employer. Benefit options include myriad combinations of calendar year deductibles, physician visit co-pays, emergency room co-pays and out-of pocket expense limits. We also offer consumer driven portfolio options! ™

Group Medical Insurance with the Principal Reimbursement Arrangement makes it easy for small employers to offer a level of benefits typically available only to large employers. These designs feature medical insurance with a high deductible benefit design and a built in reimbursement benefit-which is structured as a part of insurance and is funded through premiums.™

Our High Deductible Health Plans help meet the need for affordable health coverage and can be combined with a Health Savings Account (HSA), an investment account from which an employee can withdraw money tax-free to use for qualified medical care.

Wellness Programs - Principal's Wellness programs go beyond traditional wellness programs by integrating with health management tools and strategies from Principal Life Insurance Company to form a single, cohesive continuum. Our distinctive approach can result in improved health and cost control on a broad scale.Principal Life's leadership, experience and integrity is built into every policy. Count on the Principal and the Arizona Foundation to provide you with a complete medical portfolio to meet your clients' unique needs! For more information please contact Rick Rosenquist, Vice President - Group Benefits Sales at 800-903-5402 or by email at: rosenquist.rick@principal.com