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AFMC and IAC - Offering a Better Solution for Small Businesses

At a time when the economy is presenting serious challenges to us all, many companies are disappearing. Those companies that are managing to weather the storm are raising their rates and cutting back on the services offered to their clients.  

That is not the case with Phoenix-based Insurers Administrative Corporation (IAC). In fact, IAC has just announced they are offering to lock in small group rates.  

Until January 2010, IAC Group Health Plans – with a 7/1/2008 through 12/15/2008 effective date - that would normally receive only a 12-month rate guarantee can lock in their rates until 2010 with no extra surcharge*.   

The best part of recommending IAC’s small group plan to your clients? Access to Arizona Foundation for Medical Care’s (AFMC) PPO Network!  

AFMC’s PPO Network includes all providers, hospitals, and ancillary services that are contracted with AFMC. Whether you’re working with a small or larger employer group, the PPO network is a perfect fit for businesses that have employees throughout Arizona and desire the broadest coverage without restrictions.  

And to help your clients control their ever-rising healthcare costs, AFMC has negotiated robust discounts, which are then passed down to your clients every time they utilize an AFMC contracted provider in the PPO network. Not only will your employer groups experience substantial savings on their medical expenses, they will also have peace of mind knowing the providers and hospitals they want are available to them whenever, and wherever, they need them.  

To learn more about AFMC’s robust network and other cost savings strategies, contact AFMC Senior Sales Consultant, Larry Dennis, RHU at 602-417-2301, 800-624-4277 ext. 2301,
or e-mail ldennis@azfmc.com. You may also visit our Web site at
www.azfmc.com.

To receive more information about IAC’s best selling Group Health Plans, contact IAC Regional Sales Director Vickie Bouffard at 800-446-1223 x2248 or bouffardv@iacusa.com   

To unsubscribe, please send an e-mail to marketing@azfmc.com with the subject of UNSUBSCRIBE.

About Arizona Foundation for Medical Care: Arizona Foundation for Medical Care (AFMC) is the largest, Arizona-based, independent healthcare network committed to providing best practices to our customers by focusing on affordable, high-quality, comprehensive care and outstanding customer service. For nearly 40 years, AFMC has enhanced member's overall quality of life by offering a full array of medical management programs which include case and disease management, as well as proactive efforts, which include a Web health portal and wellness program in addition to the 24-hour nurse care line. For additional information, call 1-800-624-4277 or visit www.azfmc.com.

About Insurers Administrative Corporation (IAC): Founded in 1978, IAC is an Arizona-based, administrative and marketing organization in the fully-insured, partially self-funded, and international markets offering Major Medical (small Groups (2-50 lives); Personal plans; Dental and Vision plans; Group Life, AD&D, LTD and STD; and Self-Funded products and administration. IAC is a subsidiary of Independence Holding Company (IHC), a publicly traded health and life insurance holding company with more than $1 billion in assets (NYSE: IHC) www.iacusa.com

 * Rates may change during the guarantee period if employees or dependents are added to the coverage; plan benefits are modified; the group moves to a new location; and/or the PPO network selected changes.
*Groups issued at the state maximum rating will continue to receive a maximum 6-month rate guarantee.